Coinage, interest, exchange rates

Compiled by Richard Roberts 1996

Coins of Elizabeth I 1558 – 1603

            Fine Gold        Sovereign or Double Noble    30  shillings

            Gold                Pound                                      20  shillings

                                    Ryal or Noble                         15  shillings

                                    Half Pound                              10  shillings

                                    Angel                                      10  shillings

                                    Half Angel                                5  shillings

                                    Crown                                       5  shillings

                                    Half Crown                               2  shillings and 6 pence

                                    Quarter Angel                           2  shillings and 6 pence

    Silver               Shilling                                    12 pence

                                Sixpence                                    6 pence

                                    Fourpence-halfpenny                4½ pence

                                Groat                                         4 pence

                                Threepence                                3 pence

                                   Twopence-farthing                    2¼ pence

                                Half Groat                                 2 pence

                                  Three halfpence                        1½ pence

                                  Halfpenny                                    ½ pence

  1. Pounds and Half Pound coins were minted by Elizabeth I.

Coins of James I 1603 – 1625

            Gold                Rose-Ryal                               30 shillings

                                    Unite                                       20 shillings

                                    Sovereign                                20 shillings

                                    Laurel                                      20 shillings

                                    Spur-Ryal                                15 shillings

                                    Half Sovereign                        10 shilling

                                    Half Laurel                              10 shillings

                                    Angel                                      10 shillings

                                    Double Crown                        10 shillings

                                    Half Angel                                5 shillings

                                    Quarter Laurel                           5 shillings

                                    Britain Crown                           5 shillings

                                    Thistle Crown                           4 shillings

Gold or Silver            Crown                                       5 shillings

Gold or Silver            Half Crown                               2 shillings and 6 pence

Silver                           Shilling                                    12 pence

                                    Sixpence                                    6 pence

                                    Half groat                                  2 pence

                                    Penny                                        1 pence

                                    Halfpenny                                  ½ pence

Copper                      Farthing                                      ¼ pence

Notes:

  1. In 1603 the weight of the gold Pound was reduced, and the new coin called a Unite.
  2. In 1612 all gold coins had their values increased by 10%, but in 1619 new lighter coins (Laurels, Spur-Ryals and Angels) were introduced at their original values.
  3. In 1613 James I prohibited the practice of Tokens as they were a breach of the Royal prerogative.
  4. In 1619-25 copper oval shaped Farthing Tokens were minted for circulation in Ireland.

Coins of Charles I

The following coins were manufactured from Charles’ succession in 1625, until the formal start of the First English Civil War on August 22nd 1642.

            Gold                Unite                                       20 shillings

                                    Angel                                      10 shillings

                                    Double Crown                        10 shillings

                                    Crown                                       5 shillings

            Silver               Half Crown                               2 shillings and 6 pence

                                  Shilling                                    12 pence

                                  Sixpence                                    6 pence

                                  Groat                                         4 pence

                                    Threepence                                3 pence

                                  Half Groat                                 2 pence

                                  Penny                                        12 pence

                                   Halfpence                                    ½ pence

     Copper            Royal Farthing                            ¼ pence

                                  Rose Farthing                              ¼ pence*

* Rose Farthings manufactured privately by The Duchess of Richmond. (1624 – 34).

  The licence was later held by Lord Maltravers. (1634 – 44 ).

The term “Mark” was in common usage to denote 13s 4d. It was not an actual coin.

                                    1½ marks  were 20s

                                    1 mark   was 13s 4d

                                    ¾ mark  was 10s

                                    ½ mark  was  6s 8d

                                    ¼ mark  was  3s 4d

Notes:

  1. Trading tokens were only manufactured from 1648.
  2. The Guinea did not become a unit of currency until 1663.
  3. In 1638 the smallest coin current in New England had a value of 2 Pence.
  4. In each week of August 1653 at the Tower of London, coins to the value of twenty thousand pounds were minted.

Exchange rates.

English / French

On September 4th 1625 at Titchfield a proclamation by Charles I made current in England the silver coin of France called “Cardecues” at a value of 1 Shilling and 7½ Pence.

In 1645 at St.Malo 1 Franc was equal to 1 Shilling and 6½ Pence.

In 1653 1 Livre was equal to 1 Shilling and 3 Pence.

English / Fleming

In 1629 (at Antwerp).

100 Guilders               =  200 Shillings

Rix Dollar                   =       4s  11d

Lion Dollar                  =       3s  11d

Spread Eagle              =       2s  10d

Flemish Shilling         =               6d

Gold Rider                  =      21s   6d

11 Guilder 6 Stivers    =      22s   6d

There were 12 Stivers to 1 Guilder. Therefore 1 Stiver is approximately equal to 2 pennies (half a groat).

Silver “Portcullis” money was minted in 1600 specifically for the Company of Merchants trading to the East Indies. These “Testerns” were minted to an exact equivalent weight in silver to the Spanish “Real”.

                                    8 Testerns equal weight of silver to 8 Reals

                                    4 Testerns                                          4 Reals

                                    2 Testerns                                          2 Reals

                                    1 Testern                                            1 Real

Interest rates

The statutory maximum rate of interest for the years’ 1639-40 was 8%. Henry Best, a yeoman farmer from Elmswell recorded an interest rate of 6% in 1645. The following year 1646, Adam Eyre a yeoman farmer from Peniston in his “Dyurnall” recorded a rate of 7%. from  September 14th 1645. A year later Eyre shows a five year loan of one hundred pounds at a 6% rate. Note that Eyre was in debt, and a more normal rate of interest for those years was perhaps 4%. Also see the interest rate charged on the Berry Farm mortgage in 1638.

Prices for gold, silver and pewter.

In 1654 Gold bullion is recorded in London as having a value of £2 10s 3¾d per ounce.

The highest point for silver being in 1643 when objects mortgaged by Winchester Corporation attained the rate of sixty pence per ounce, (5 shillings)

In 1638 at Southampton the price of pewter is recorded as being 5/8d per ounce. (0,625d)

Silver:

                        1635    4s per ounce

                        1643    5s per ounce

                        1654    3s 9d per ounce

Notes:

  1. Gold was struck in two standards of fineness. Standard gold 23 carats 3½ grains. Crown gold 22 carats.
  2. In 1603 silver was restored to the standard before Henry VIII debasement.                   i.e. 11oz 2dwt of silver to 18dwt alloy.
  3. Both Henry VIII and Edward VI minted Farthings, Elizabeth did not. (See Pledges)
  4. Henry VIII minted a silver Testoon worth 1 Shilling reduced in value from July 1551 to 9 Pence then to 6 Pence.
  5. In 1574 Shopkeeper’s Tokens were manufactured in lead, pewter or tin, the scheme did not mature and an undated proclamation prohibited these Tokens and legalised a limited tender of ½d and ¼d “Pledges” made of pure copper.
  6. In 1577 the City of Bristol was granted a licence to make its own copper ¼d square or diamond shaped coinage.

Source:

              Standard Catalogue of British Coins. Seaby Numismatic Publications. London 1968

              Standard Catalogue of British Coins. Seaby Numismatic Publications. London 1990

              Calendar of State Papers Domestic Series Charles I 1625-49. HMPRO. 1897.

              Calendar of State Papers Colonial 1574-1660. HMPRO. London.

              Calendar of State Papers Domestic 1625-26. HMPRO. London.

              Calendar of State Papers Domestic 1654. HMPRO. London.

              Calendar of the Clarendon Papers. Bodliam Library Vol. I, 1523-1649. Clarendon Press

              Calendar of the Clarendon Papers. Bodliam Library Vol. III, 1649-1654. Clarendon Press

              The Early Churchwarden’s Accounts of Hampshire. J.F. Williams. Simkin. London 1913

              English Coins. G.C. Brooke. Methuen. London 1955.

              The Story of British Coinage. Seaby. London 1985.

              The Civil War in Hampshire. G.N. Godwin. Oxley. Alresford.

              Southampton Record Society, Book of Examination and Depositions. Vol 3 HCRO)

            The King’s Servants 1625-42. G.E.Aymer. Routledge and Kegan. London 1974

              Dyurnall of Adam Eyre, yeoman. Sheffield University Library.

              The Farming and Memorandum books of Henry Best of Elmswell 1642.D. Woodward. The Oxford University Press. 1984